Bank of England Holds Interest Rate at 3.75%

Edited by: Svitlana Velhush

The Bank of England has decided to keep its key interest rate unchanged, holding it at 3.75%. This decision was made at the Monetary Policy Committee meeting on July 30, 2026.

Inflation in the United Kingdom has decreased to 2.6% (based on data for June 2026). This figure declined more rapidly than previously anticipated.

However, the situation remains challenging due to the conflict in the Middle East. Energy prices remain high and volatile, potentially pushing inflation upwards later this year.

Bank of England Governor Andrew Bailey commented: “Today, we kept the Bank Rate at 3.75%. Inflation has fallen faster than we expected, but the conflict in the Middle East continues to mean high and volatile energy prices. This will lead to an increase in inflation later this year. However the conflict develops, our job is to ensure that any increase in inflation is temporary and returns to our 2% target.'”

The next interest rate decision is anticipated on September 17, 2026. The Committee is closely monitoring developments.

Can current policies keep inflation under control in the medium term? The Bank emphasizes that while its tools do not directly influence global energy prices, they are instrumental in preventing a sustained rise in inflation.

The decision reflects a balance between the recent progress in reducing inflation and the risks associated with external factors. The UK economy continues to adapt to these conditions.

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Sources

  • Interest rates and Bank Rate: our latest decision

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