As Black Friday approaches on November 28, numerous retailers are set to offer enticing deals and discounts. However, the convenience of electronic platforms also comes with risks, particularly identity theft. Jorge Utrera from SISAP emphasizes that vulnerabilities within online stores can be exploited by cybercriminals to access consumer information.
Cybercriminals can steal passwords, emails, and even credit card details. Another common tactic involves creating fake online stores that mimic official brand sites, tricking consumers into sharing their information while potentially exposing them to malware.
While popular online shopping sites tend to have robust security measures, vigilance is essential, especially when purchasing from unfamiliar platforms discovered through ads on social media.
The Superintendencia de Bancos (SIB), along with other organizations, has launched the campaign "Don't Let Them Scam You," offering crucial advice for safe online shopping:
Ensure the website's URL begins with "https" and displays a padlock icon, indicating encrypted information.
Check the URL for spelling errors, as fake sites often contain slight variations.
Verify the legitimacy of promotional messages to avoid phishing scams.
Avoid shopping on public Wi-Fi networks to prevent data interception.
Research unfamiliar online stores by checking reviews and social media presence.
Common scams include:
Phishing: Fraudulent emails trick victims into revealing sensitive information.
Pharming: Redirecting users to fake websites that mimic legitimate ones.
Ransomware: Malicious software that locks users out of their devices, demanding payment for access.
Viruses: Programs designed to damage or disrupt systems.
To enhance security, SIB recommends using two-factor authentication and regularly monitoring credit reports to detect unauthorized activity. Additionally, be cautious of scams via WhatsApp, where attackers may request verification codes under false pretenses.
As the holiday shopping season kicks off, keeping these safety tips in mind can help consumers navigate online shopping securely and avoid falling victim to scams.